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Why Offer an HRA?

HRA Plans Are The Smart Choice for Both Employees and Employers

 

A well designed HRA from Marin Benefits carries significant advantages for both employers and employees over offering solely a group health plan, including:

Employee Advantages

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  • 100% employer funded — no money comes from the employee’s paycheck.
     

  • Employees don’t pay taxes on employer contributions to their HRA.
     

  • First dollar coverage plan designs improve access to care.
     

  • ​Convenience of a benefits debit card.
     

  • Patients remain protected against exorbitant medical costs.

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  • Employees who share the cost for their medical insurance with their employer may have lower premiums contributions.

Employer Advantages

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  • More attractive benefits at a better value than traditional group insurance plans alone.
     

  • Employers can design a customized plan to best meet the unique needs of their organization.
     

  • Improves employee satisfaction and retention.
     

  • Maximizes healthcare dollars by only paying for those participants seeking care; unused funds stay with the employer.
     

  • Contributions are 100% tax-deductible.
     

  • If an employee terminates employment, all unused HRA funding returns to the employer.

Please Contact Us to start implementing an HRA Plan.

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