Lines of Service
Flexible, tax-advantaged reimbursement plans designed around your workforce and budget.
Works with your group health plan
Group Coverage HRA
A Group Coverage HRA works alongside your group health plan to reimburse employees for eligible out-of-pocket medical expenses, such as deductibles, copays, and coinsurance. You set the reimbursement amount and choose which expenses are covered. You pay only when employees have eligible claims, and reimbursements are tax-free to employees and tax-deductible for your business.
Best for: Employers with a group health plan
Specialized HRAs
Specialized HRAs reimburse specific IRS Section 213(d) eligible expenses that group health plans often limit or exclude, such as behavioral health, autism support, chiropractic care, acupuncture, hearing aids, and vision correction surgery.
Best for: Filling gaps in your medical plan
GLP-1 HRA
A GLP-1 HRA helps employees pay for prescribed GLP-1 medications when your group health plan limits or excludes coverage. You set the annual reimbursement amount and eligibility rules, keeping costs predictable and separate from your medical plan.
Best for: Covering GLP-1 medications
Fertility, Adoption, and Surrogacy Assistance
A Fertility HRA reimburses IRS-eligible fertility treatments. Adoption and surrogacy assistance can also be offered, with tax treatment set by IRS rules for each type of expense.
Best for: Supporting family building
Limited Purpose Dental and Vision HRA
A Limited Purpose HRA reimburses eligible dental and vision expenses. It can be paired with dental and vision insurance, or combined with a Group Coverage HRA on a single benefit card.
Best for: Dental and vision costs
Replaces group coverage
Individual Coverage HRA (ICHRA)
An ICHRA gives employees a set monthly allowance to buy individual health insurance, in place of group coverage. Allowances can vary by employee class, making ICHRA flexible for multi-state employers.
Best for: Employers of any size replacing group coverage
Qualified Small Employer HRA (QSEHRA)
A QSEHRA lets small employers reimburse individual medical, dental, and vision premiums and other eligible expenses, up to the IRS annual limit.
Best for: Employers under 50 without group coverage
Retiree coverage
Retiree HRA
A Retiree HRA reimburses health insurance premiums, including Medicare and Medicare supplement plans, as well as eligible out-of-pocket medical expenses.
Best for: Former employees in retirement
Beyond health care
Lifestyle Spending Account (LSA)
An LSA supports employee wellbeing beyond health care. You choose eligible categories such as fitness, family support, financial wellness, and professional development. Reimbursements are taxable income.
Best for: Wellbeing beyond health care