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Health Reimbursement Arrangements (HRA)

What is an HRA?

A Health Reimbursement Arrangement or Account (HRA) is a self-funded, employer sponsored benefit plan that pays for designated employee medical expenses.

​There are many types of HRA plans, all of which can be customized by employers to provide employee benefits beyond the confines of traditional group health plans.

Health Reimbursement Arrangement symbol. Wooden cubes with words 'HRA, Health Reimbursemen

HRA Plan Key Features​

  • Fully customizable by employers, unlike an HSA or FSA plan.

  • No pre-funding of benefits required; claims are paid only as incurred.

  • No limit on employer contributions when paired with a group health plan.

  • HRA plans can offer a benefits debit card for employee convenience.

  • Employer contributions to HRAs are 100% tax-deductible and tax-free to employees when paying for qualified medical expenses.

Marin Benefits creates and administers a complete array of compliant HRA plans. Please visit Services for details on our service options. Together we can design an outstanding benefit to suit your business' unique needs—reach out today. 

See How HRA Plans Work

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